Information is current at time of printing. For the most current and up-to-date information, visit our website, www.RMSIDAC.com.

Details and information have been obtained from many resources including www.HUD.gov, Federal Regulations, sponsoring lenders, the author’s experiences and training. While the author, publisher and company/employer or sponsoring lenders have done their best to provide accurate information, we make no warranties of any kind and assume no liabilities of any kind with respect to the accuracy of the information and materials provided.

The information in this book is for informational and educational purposes only. Information is not to be regarded as a proposal or quote, legal, tax or financial advice. It is meant to provide you educational information and examples so you can understand reverse mortgages and then make your own decision on whether the reverse mortgage is the right option for your situation. The author, publisher, company/employer or sponsoring lenders, FHA or HUD shall be not be held responsible or liable to any person or entity with respect to damages, losses alleged to have been caused or caused, whether directly or indirectly, by the information or details provided herein.

This book or information provided is not from, or approved by, HUD or FHA or any US Government Agency or Department. This book is written for information purposes only. Borrowers’ situations and quotes used are real; borrowers’ names changed to protect their privacy.